Know What You Own
Take a critical look at your existing capital: your retirement fund, mutual funds, stocks, bonds, and any other investments you may own. Where is your money actually invested? The stocks and bonds you own may not be listed on your statements, so we suggest using the SEC’s Edgar database and asking your banker or fund manager to send you more information.
Start asking questions about the companies and funds you’re invested in. Do you agree with their missions and the impact their products or services create in the world? Do they have strong environmental records and labor practices? A variety of organizations offer services that rate both companies’ and funds’ environmental and social performance. If there is a mismatch between your goals and your investment ratings, it’s time to start thinking about what changes you want to make.